Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") govern your access to and use of the website, applications, and services (collectively, the "Services") operated by DonorKit, Inc. ("Operator") on behalf of Lake Ozark Christian Church Inc., a Missouri nonprofit corporation ("Organization"). References to "we," "us," or "our" may refer to the Operator, the Organization, or both, as applicable. By accessing or using the Services, you ("you" or "User") represent that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.

We reserve the right to modify these Terms at any time in our sole discretion. Changes will be effective immediately upon posting to the Services. Your continued use of the Services after any modification constitutes your acceptance of the modified Terms. It is your sole responsibility to review these Terms periodically for changes.

2. Website Operation and Data Handling

The Services are developed, hosted, and operated by DonorKit, Inc. on behalf of the Organization. DonorKit, Inc. is responsible for the technical operation, maintenance, and security of the Services, including the collection and processing of data submitted through the Services.

The Organization receives only the information necessary to fulfill its ministry operations, including but not limited to: donor names, contact information, donation amounts, and communications such as prayer requests or inquiries. The Organization does not have direct access to payment card numbers, bank account details, or other sensitive financial information, which is handled exclusively by DonorKit, Inc. and its payment processor, Stripe, Inc.

By using the Services, you acknowledge and agree that: (a) DonorKit, Inc. operates the Services on behalf of the Organization; (b) your data may be processed and stored by DonorKit, Inc. in accordance with its privacy practices; and (c) the Organization receives only the data necessary to support its charitable mission.

3. Eligibility

You must be at least eighteen (18) years of age to make donations or enter into binding agreements through the Services. If you are under 18, you may only use the Services with the involvement and consent of a parent or legal guardian who agrees to be bound by these Terms on your behalf. By using the Services, you represent and warrant that you meet the applicable eligibility requirements.

4. Use of Services

4.1 Permitted Use

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal, non-commercial purposes.

4.2 Prohibited Conduct

You agree not to:

• Use the Services for any unlawful purpose or in violation of any applicable local, state, national, or international law or regulation
• Attempt to gain unauthorized access to any portion of the Services, other accounts, computer systems, or networks connected to the Services
• Use any automated means, including robots, spiders, or scrapers, to access the Services or collect any information from the Services
• Transmit any viruses, malware, or other malicious code
• Interfere with or disrupt the Services or servers or networks connected to the Services
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Submit false, misleading, or fraudulent information
• Circumvent, disable, or interfere with security-related features of the Services
• Use the Services to send spam, chain letters, or other unsolicited communications
• Reproduce, distribute, publicly display, or create derivative works of any content from the Services without our prior written consent

4.3 Enforcement

We reserve the right, in our sole discretion, to investigate and take appropriate legal action against anyone who violates these Terms, including without limitation, removing content, suspending or terminating access to the Services, and reporting violations to law enforcement authorities.

5. Donations

5.1 General Terms

All donations made through the Services are voluntary, irrevocable gifts to Lake Ozark Christian Church Inc., a 501(c)(3) tax-exempt nonprofit organization (EIN: 43-1193150). Donations are tax-deductible to the extent permitted by applicable law. Donors are solely responsible for determining the tax treatment of their donations.

5.2 Payment Processing

Donations are processed by DonorKit, Inc. using Stripe, Inc.'s payment platform. All payment information is collected, processed, and stored by DonorKit, Inc. and Stripe, Inc. — the Organization does not receive or have access to your full payment card numbers or bank account details. By making a donation, you: (a) authorize us to charge your selected payment method for the specified amount; (b) represent and warrant that you are authorized to use the payment method provided; (c) represent and warrant that all information you provide is accurate and complete; and (d) agree to pay all charges incurred through your account.

5.3 Recurring Donations

If you establish a recurring donation, you authorize us to automatically charge your payment method at the frequency you select until you cancel. It is your sole responsibility to cancel recurring donations. You may cancel recurring donations by:

• Visiting donork.it/locc to manage your subscription
• Contacting our office at 573-365-3366
• Emailing office@lakeozarkdisciples.org

Cancellation requests require up to two (2) business days to process. You remain responsible for any donations processed before your cancellation is complete.

5.4 Processing Fees

You may elect to cover payment processing fees (currently 2.9% + $0.30 per transaction) so the Organization receives the full amount of your intended donation. This election is voluntary.

5.5 Receipts

A receipt will be sent to the email address provided at the time of donation. This receipt constitutes your official record for tax purposes. The Organization is not responsible for lost, misdirected, or undelivered receipts. It is your responsibility to maintain records of your donations.

5.6 Refunds

Donation refunds are governed by our Refund Policy, which is incorporated herein by reference.

6. Intellectual Property

6.1 Organization Content

The Services and all content, features, and functionality (including but not limited to text, graphics, logos, images, audio, video, software, and design) are owned by the Organization or its licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

6.2 Restrictions

Except as expressly permitted in these Terms, you may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, transmit, or otherwise use any content from the Services without our prior written consent. Any unauthorized use may violate copyright, trademark, and other applicable laws.

6.3 Trademarks

"Lake Ozark Christian Church" and related logos and names are trademarks of the Organization. You may not use these marks without our prior written permission.

7. User Content

7.1 License Grant

By submitting any content through the Services (including prayer requests, messages, comments, or other materials), you grant the Organization a perpetual, irrevocable, worldwide, royalty-free, fully sublicensable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any media now known or hereafter developed.

7.2 Representations

You represent and warrant that: (a) you own or have the necessary rights to submit the content; (b) the content does not violate any third-party rights; and (c) the content does not violate any applicable laws. You are solely responsible for all content you submit.

7.3 No Obligation

We have no obligation to monitor, review, or retain any user content. We reserve the right to remove any content at any time for any reason without notice.

8. Privacy

Your use of the Services is subject to our Privacy Policy, which is incorporated herein by reference. By using the Services, you consent to the collection, use, and disclosure of your information as described in the Privacy Policy.

9. Third-Party Services and Links

The Services may contain links to third-party websites, services, or content that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. Your use of third-party services is at your own risk and subject to the terms and policies of those third parties.

10. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE FULLEST EXTENT PERMITTED BY LAW, THE ORGANIZATION DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

THE ORGANIZATION DOES NOT WARRANT THAT: (A) THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (B) THE RESULTS OBTAINED FROM USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE; (C) ANY ERRORS OR DEFECTS WILL BE CORRECTED; OR (D) THE SERVICES OR SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE ORGANIZATION, THE OPERATOR, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, VOLUNTEERS, AGENTS, AFFILIATES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER SUCH DAMAGES WERE FORESEEABLE OR WHETHER THEY WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL THE ORGANIZATION'S OR OPERATOR'S TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES EXCEED THE AMOUNT YOU PAID TO THE ORGANIZATION, IF ANY, DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

12. Indemnification

You agree to indemnify, defend, and hold harmless the Organization, the Operator, and their respective officers, directors, employees, volunteers, agents, affiliates, and licensors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) your content or information submitted through the Services.

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Missouri, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or the Services shall be resolved exclusively in the state or federal courts located in Camden County, Missouri. You hereby consent to the personal jurisdiction of such courts and waive any objection based on venue or inconvenient forum.

14. Arbitration Agreement

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS. At the Organization's sole discretion, any dispute, claim, or controversy arising out of or relating to these Terms or the Services may be resolved by binding arbitration administered by the American Arbitration Association in accordance with its rules. The arbitration shall be conducted in Camden County, Missouri. The arbitrator's decision shall be final and binding. This arbitration agreement shall survive termination of these Terms.

15. Class Action Waiver

YOU AGREE THAT ANY DISPUTES SHALL BE RESOLVED ON AN INDIVIDUAL BASIS AND NOT AS A CLASS ACTION, CONSOLIDATED ACTION, OR REPRESENTATIVE ACTION. You waive any right to participate in a class action lawsuit or class-wide arbitration against the Organization.

16. Termination

We may terminate or suspend your access to the Services immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms. Upon termination, your right to use the Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnification, and limitations of liability.

17. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, shall be severed from these Terms. The remaining provisions shall continue in full force and effect.

18. Waiver

No waiver of any term or condition of these Terms shall be deemed a further or continuing waiver of such term or any other term. Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

19. Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and the Organization regarding the Services and supersede all prior agreements, understandings, negotiations, and discussions, whether oral or written.

20. Contact Information

For questions regarding these Terms, contact us at: